Office Desk

Need digitalised & automated receivable process?

Manage clients with bad payment record?

Not getting paid in a timely manner?




Average late payment for small businesses


Worsening cash flow is because of late payment


Small businesses have to ask more than twice for payment


Businesses believe they would have generated more revenue if cash flow was improved

Sources: Xero, ASBFEO


Xservice Credit Management

Professional Receivables Management with Cost Advantages

Xservice Credit Management specialise in help SMEs, to manage credit accounts with a systematic approach, boost cash flow, reduce potential loss from bad debts while not sacrifice sales & revenue.

We provide receivables management service, work as an extended part of your team, help you to identify what drives your own DSO & bad debts. Implement a comprehensive credit control procedure, evaluate credit risks and protect your accounts receivable and financial health, enable you to keep cash pumping into the parts of your business that need it most!

We offer:

  • Accounts receivable outsourcing

  • Credit management consultation

  • Receivable procedure development & optimisation

  • Trade insurance management

  • Credit application assessment

  • Credit risk analysis & limit recommendation

  • Credit investigation report

  • Customer alert & monitoring

  • Debtor insolvency management

  • Other customised service that could meet your needs and wants

Benefits including:

  • Access to professional resources  

  • Flexibility for additional & temporary requirements

  • Free your time to focus on core business area

  • Save infrastructure and staff training costs

  • Control risks with comprehensive procedure

  • Reduce Days Sales Outstanding & boost cash flow

  • Grow sales without worry about money collection

Discuss with our credit specialist nowavoid bad debt crisis before it hits and ensure a better cash flow to generate more revenue!

A Wholesale Company Without Receivable Management

XYZ is a bus/coach company, it follows general receivable procedure like most SMEs (ie customer coming => sell goods/services => issue invoices => chase money).

July 2014, new customer A on board, referred by a friend with tens of thousands dollar sales each month. Payment delayed since the first invoice, because of the sales volume, XYZ still willing to do the business.

Customer A was in debt to the ATO and went into liquidation by June 2017. Payments stopped but XYZ did not realize until late 2017 as their payments were always delayed. XYZ found the issue when they got a lawyer for legal proceedings, spent about $1,000 on legal fees but nothing was recovered, leaving approximately $230k bad debt. (continue reading......)